Oz Berkovitz Law Office
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OUR PRACTICE

Practice Area

Insurance. Liability. Litigation.

Insurance disputes turn on the interaction between the contract, the facts and the law. We advise on coverage, defend liability claims and pursue recoveries, with a clear assessment of the evidence and the commercial choices at each stage.

Coverage & Specialist RisksLiability & Personal InsuranceClaims & Dispute ResolutionProfessional Responsibility

Coverage & Specialist Risks

01

Insurance & Reinsurance

Policy interpretation, coverage disputes and Israeli claims advice for insurers and reinsurers.

We advise insurers and reinsurers on the legal issues arising when a loss is notified, a policy is called upon or liability is disputed. Our work connects the terms of the insurance contract with the factual investigation and the conduct of the underlying claim, giving clients a reasoned view of their obligations, available arguments and financial exposure.Explore this practice ↗

02

Specialty Insurance

Specialist insurance disputes involving jewellers’ block, marine, aviation and other distinct insured risks.

Specialty insurance disputes are shaped by the particular business, asset or activity insured. We advise on the interpretation and application of specialist policies, with attention to the conditions on which the risk was accepted, the chain of events giving rise to the claim and the commercial context in which cover is sought.Explore this practice ↗

03

Jewellers’ Block

Policy response, security conditions, custody, stock evidence and valuation in jewellers’ block claims.

We advise on jewellers’ block insurance disputes, where the value and mobility of insured property make the quality of the documentary record particularly important. Our work examines the circumstances of the alleged loss, the interests insured and the conditions governing possession, security, transit and the conduct of the insured business.Explore this practice ↗

04

Marine & Aviation Insurance

Coverage, contractual responsibility and recovery in marine and aviation insurance disputes.

We advise and represent clients in marine and aviation insurance disputes connected with Israel. These matters require consideration of the insured interest, the circumstances of the incident and the contractual relationships between the parties, together with the legal rules applicable to the particular journey, activity or loss.Explore this practice ↗

05

Cyber Insurance

First-party loss, third-party claims and the insurance consequences of cyber incidents.

A cyber event can generate several distinct insurance questions: what happened, which cover may respond, whether a third party has a sustainable claim and what loss is supported by the evidence. We advise and represent clients on these issues, keeping the technical investigation and the legal analysis aligned as the factual picture develops.Explore this practice ↗

06

Property & Business Interruption

Fire, water damage and other property losses, including related business interruption claims.

We advise insurers and represent clients in disputes arising from damage to buildings, contents and other insured property. Our approach brings the physical cause of the loss, the policy response and the calculation of indemnity into a single analysis, while identifying any third-party liability and recovery issues at an early stage.Explore this practice ↗

Liability & Personal Insurance

07

Professional Indemnity

Professional duties, the scope of engagement, causation, financial loss and insurance coverage.

Professional indemnity claims require an understanding of both the service undertaken and the circumstances in which the professional judgment was exercised. We advise insurers and represent clients in disputes concerning alleged professional negligence, including claims against lawyers, with an emphasis on the retainer, the contemporaneous record and the causal basis of the loss claimed.Explore this practice ↗

08

Product Liability

Product defects, causation, supply-chain responsibility, insurance coverage and recovery.

We advise and represent clients in product liability disputes involving bodily injury or damage to property. Our work examines the product, the alleged mechanism of failure and the roles of the manufacturer, importer, supplier, installer and other participants. The legal analysis is developed around the type of damage claimed and the basis on which responsibility is alleged.Explore this practice ↗

09

Public & Employers’ Liability

Liability defence for insurers and businesses, from accident evidence to the assessment of damages.

We represent insurers and defendants in public liability and employers’ liability claims. These disputes often involve competing accounts of an accident, several parties with overlapping responsibilities and a substantial body of medical or technical evidence. We focus the defence on the duties actually owed, the precautions taken, causation and the loss that can be established.Explore this practice ↗

10

Construction & Engineering

Contractors’ risks, damage during works, technical causation and the allocation of project responsibility.

Construction losses frequently sit at the intersection of property insurance, contractual obligations and tort liability. We advise and represent clients in disputes involving damage during construction, alleged defects and the responsibilities of participants in a project. Our analysis considers the works insured, the stage reached and the factual relationship between the alleged failure and the damage.Explore this practice ↗

11

Life, Health & Disability

Life, health, long-term care, critical illness, disability and personal accident insurance disputes.

We represent clients in disputes over benefits under life, health, long-term care, critical illness, disability and personal accident policies. These claims require close reading of the contractual definition of the insured event and careful assessment of the records said to establish it. Our analysis distinguishes a medical diagnosis from the separate requirements for entitlement under the relevant cover.Explore this practice ↗

12

Motor & Personal Injury

Defence of motor bodily injury claims, medical causation and evidence-based assessment of damages.

We represent insurers and defendants in road traffic accident and personal injury proceedings. Our work combines analysis of the applicable liability and insurance framework with close examination of medical evidence, functional consequences and financial loss. Motor bodily injury claims are assessed within their particular legal regime, separately from disputes concerning damage to a vehicle or other property.Explore this practice ↗

Claims & Dispute Resolution

13

Subrogation & Recovery

Recovery against responsible third parties following payment of insured losses.

We advise insurers on subrogation rights and pursue recovery claims against parties responsible for an indemnified loss. The work begins with the legal basis of recovery, but also requires a practical assessment of proof, contractual restrictions, likely defences and the realistic value of proceedings. A sound claim connects the payment made with the damage caused and the responsibility alleged.Explore this practice ↗

14

Claims Management & Risk Assessment

Initial exposure assessments, investigation plans, reserve advice and settlement recommendations.

We support insurers and businesses in evaluating and managing claims before and during litigation. Our work translates the available material into an assessment of coverage, liability and quantum, identifies the evidence still needed and sets out the decisions facing the client. The objective is a defensible course of action that can be revised as the facts develop.Explore this practice ↗

15

Litigation & Dispute Resolution

Insurance and tort litigation, evidential preparation, mediation and settlement strategy.

We represent clients in insurance, tort and related civil disputes before the Israeli courts. The conduct of a case requires more than a sequence of procedural steps: the factual account, legal arguments, expert evidence and commercial objectives must support a consistent strategy. We develop that strategy early and reassess it when the evidence or the proceedings justify a change.Explore this practice ↗

16

Class Actions

Certification proceedings, common issues, substantive defences and assessment of collective relief.

We represent clients in class action proceedings involving insurance and related liability issues. The scale of an alleged class does not remove the need to analyse the legal basis of the claim, the relevant documents and the evidence supporting the proposed remedy. Our approach addresses the certification stage and the substantive dispute as connected, but distinct, parts of the defence.Explore this practice ↗

Professional Responsibility

17

Pro Bono

A considered approach to requests for legal assistance where access to representation is limited.

We recognise that financial and other barriers can prevent people from obtaining legal assistance. Our approach to pro bono is guided by the value of access to justice, the relevance of our experience to the matter and our ability to provide effective, responsible assistance.Explore this practice ↗

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